Home Selling Tips and information What home selling tips are the most important for sellers to know? That question was asked of 500 real estate agents. Each tip was then ranked based on the survey responses and then they used the first eight – those viewed as being “very important” by 80 percent of agents or more – to create this infographic, “Home Selling Tips Every Seller Should Know.” Look below the infographic to find a complete list of the home seller tips included in the survey, and learn what agents thought about them. Below the infographic is a list [&hellip

Sacramento VA Housing Summit – Helping Active Duty Members and Veterans Buy Homes Written by Robert Hipwell A Huge Overlooked Market Home sellers in Sacramento are missing out on a huge market because of their misconceptions of veterans and active duty members. Sacramento has one of the largest military populations in the US – roughly 193 thousand active-duty members, retirees, and their families – yet most home sellers are overlooking them, missing out on this massive market. Civilian home sellers aren’t marketing their homes to this large consumer audience because they believe incorrectly that it’s more difficult to get approved [&hellip

Coffee Real Estate Coffee Real Estate agency is creating California’s most consumer friendly realty. Coffee Real Estate endeavor to provide home sellers with the most comprehensive options when selling their property. Coffee Real Estate empowers the home seller with options. Options are sometime complicated. But the heart and soul of Coffee Real Estate commissions are to satisfy the home seller with how much they want to pay to sell their property with the services that match. A Coffee Real Estate agent can share the options with a home seller to see which options they prefer. The first option is to [&hellip

How to have a home with positive cash flow? How to live in a neighborhood with million dollar homes with income to spare?   This is an amazing home located in a former golf course next to the Sacramento River. It creates positive cash flow by being a senior care home. The property is located in a gated community. It has 6 active clients that generate enough income to pay for the staff and property cost. The second floor living area creates a private personal area. One uses is quality of life by living in an exclusive community. This is [&hellip

Fannie Mae and Freddie Mac Bail out update   The U. S. government made money in the long run but is it worth it.   The federal government bailed out the two housing finance giants commonly known as Fannie Mae and Freddie Mac almost six years ago. The government seized the two so-called “government-sponsored enterprises” amid loan losses that threatened their solvency in the financial crisis of 2008. U.S. taxpayers gave Fannie Mae and Freddie Mac for more than $187 billion. This helped prop up both Fannie and Freddie. They have returned to profitability and have paid more than $213 [&hellip

Real Estate Keeps Rolling On The real estate market and I keep rolling on. I had a foot surgery and now am in recovery. The real estate market had a major break down and now is in recovery mode.  Both of us need a little care, but the prognosis is for a full recovery. Restoration for me is pain free walking. I hope to have a higher quality of life after my recovery. The real estate recovery will be marked by more families buying properties to make a home. The cash buyer investor’s segment will return to a more normal [&hellip

The benefits of a 20% down payment For many conventional mortgages, you need to have a down payment of at least 5 percent of the purchase price. However, putting less than 20 percent down can have significant financial implications. Not only could a 20 percent down payment save you hundreds of dollars on your monthly payment, but you’ll build equity in the house more quickly and save a considerable amount of money on interest. One of the areas you will save the most money is PMI. PMI (private mortgage insurance) is what you pay to a lender to avoid loan [&hellip

How to Beat a Cash Buyer on the Home You Want Want to win is the key. Win on price and win the emotional game are the keys to victory. Generally speaking, when find yourself in competition with an all-cash buyer for your ideal property it is hard to win. Most realtors say “brace yourself for disappointment”. Cash buyers are tough to beat, but it can happen with the right plan. Not all cash buyers are savvy real estate buyers. First, diligently get your financing in order. Be ready for the perfect house to come on the market. Get per-approved [&hellip

DIY Actions to Help with the Sacramento Drought Conditions California and local government are clear about the Greater Sacramento region being in a drought condition. Following will be some numbers about the water situation. You can judge if you think it is a full on drought or something else. But saving water is always a good idea. This DIY or Do It Yourself is about ways to save water. If you are on a well system it is always important to save water. And if you pay the water bill by the amount of water you use then these ideas [&hellip

PMI versus MIP PMI (private mortgage insurance) is what you pay to a lender to avoid loan failure on a conventional loan. If you put down less than 20% on your home, you will pay PMI until you meet 20% of your conventional loan. MIP (mortgage insurance premium) is the FHA mortgage insurance premium. This premium is paid in two ways: upfront (1.75% of the loan amount) and annually through monthly installments (1.25% of the loan amount). These funds are utilized to insure your loan. If you put down less than 20% on an FHA loan, you will pay MIP [&hellip