Sacramento’s Mortgage Application Site Fast Easy and Secure Fast, easy and secure; three words that describe ExpressRealEstateLoan.com, Housing Sacramento’s mortgage application site. ExpressRealEstateLoan.com is fast with two types of applications. Our short application is an easy and fast way to request a mortgage. The short form is only one page. You can get mortgage prequalified with the short form. The long form has more detail needed to complete the loan process. Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. This can be a very convenient way to [&hellip

Home ownership benefits the owners and community The improvement to the society because of the home ownership drives its benefit from the improvement to the individual family or homeowner. In other words society benefits because the homeowner benefits. Just Google home ownership benefits and a whole host of studies ranging from Ivy League universities to real estate associations show the benefits of home ownership. In the info chart provided by the California Association of Realtors a small list of the benefits are shown. Home owners symbolize the promise of individual independence. Home ownership may not be as high an aspiration [&hellip

Short term mortgages offer a 3 to 1 benefit advantage The 30 year mortgage term is a staple of the real estate loan market. Short term mortgages present a three to one benefit advantage. What are the benefits? What is the drawback? Is a short term mortgage right for you? The first benefit of a short term mortgage is the number of payments. The traditional 30 year mortgage has 360 monthly payments. A 15 year mortgage by comparison has only 180 monthly payments. Just multiply the 30 year monthly payment by 360 and that number is the total cost of [&hellip

Arden Oaks Neighborhood Arden Oaks is an Arden-Arcade community located just outside downtown Sacramento. Arden Oaks has grown into one of the most desirable Arden-Arcade of single family homes neighborhood. Arden Oaks has street-side mailboxes, a country-type atmosphere endures, close to shopping and major thoroughfares just outside the neighborhood. Looking for a home in Arden Oaks? Interested in Arden Oaks real estate homes for sale Click that link to find Arden Oaks homes for sale. The Arden Oaks Neighborhood is bordered by Watt Avenue, Arden Way and Eastern Avenue. The style of the street lay out makes Arden Oaks more [&hellip

Sacramento home styles change with the times One of the fascinating aspects of real estate is the changing styles of houses. If you look at Sacramento neighborhoods over the years it can tell you a lot about our society. At one time we all wanted to look alike and the cookie cutter subdivision neighborhood was born. Then we wanted big houses with big yards for families and outdoor living. Of course government and social planners had to have their hand in housing styles. They tried urban habit trails and large building that their claim to fame is how big an [&hellip

The California rural area fire prevention fee not tax deductible The IRS’s Office of General Counsel said the California rural area fire prevention fee is not tax deductible. The IRS said that the fee didn’t qualify as a deductible real property tax because it was imposed only against specific property to provide a local benefit. It also was imposed only against property in areas where the state provided fire protection services, not on all property within the state’s jurisdiction. And it did not qualify as a deduction because it was not based property value or structure size — instead, the [&hellip

Real Estate is roaring back on strong numbers Sacramento real estate is partaking in the real estate come back with strong numbers of its own. These real estate come back numbers are from the national real estate market. If you feel it time to check out the Sacramento real estate market ether as you primary resident or investment property contact HousingSacramento.com for a FREE individual evaluation. We can help you make the most of the comeback real estate market. Andy Fulton writes “After five long years of bad news, the prognosis for the health of the U.S. real estate market [&hellip

Sacramento housing prices are moving up! CALIFORNIA ASSOCIATION OF REALTORS® reports “Sales and Median Prices for Existing Detached Homes The County MLS median price and sales data in the table below are generated from a survey of more than 90 associations of REALTORS® throughout the state, and represent statistics of existing single-family detached homes only. Sample data has been refined and modified recently to increase accuracy of the statistics; historical numbers have been revised to reflect the change of the sample. County sales data are not adjusted to account for seasonal factors that can influence home sales. Please click below to view the [&hellip

Sacramento top ten remodeling projects The top ten remodeling projects in Sacramento that offer the most bang for the buck include new sidings doors, kitchen remodeling, bathroom remodeling, new windows, decks, new entryway door, basement remodeling and the addition of living space. Homeowners in the Sacramento area are trying to increase the value of their homes through remodeling projects. Many projects do add value to your home, and improve your family’s quality of life. By working on these projects now, you can enjoy the benefits and updates before you sell the house. My wife knows when I think it is [&hellip

Wash Racks Part of a great foothill horse property By Havilah Parisi Pony.Estate There are many key elements to making a great barn in the Northern California foothills. One of them is the wash rack. A wash rack is a place to rinse off or give your horse a bath. There are many wash racks in the horse world. A wash rack can be just a post and a slab of concrete and a hose. But that is very elemental. There are several things that go into a great wash rack. The absolute main thing about wash racks is the [&hellip