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The story of Coffee Real Estate –Sacramento & Foothills There must be a better way to offer real estate service with compassion and fair prices without all the stress I thought. I wanted a professional real estate service that could communicate clearly the complexities of the real estate transaction. Subsequently I started Coffee Real Estate –Sacramento & Foothills with the mission to serve our clients with compassion and getting them best deal available. The goal is to remove the most stress as possible. Clearly and accurately communicate the costs and why’s of the transaction. The key motivation of our real [&hellip

Housing is in Bloom The nation’s housing sector is buzzing like bees in springtime. And indeed, housing has historically boosted the U.S. Gross Domestic Product (GDP) and job creation, which are key stimulators and indicators of economic health. When GDP is referenced in news media, it means the total goods and services produced by labor and property in the U.S. This figure is measured quarterly, and recent figures show that GDP increased impressively at 3.1 percent in the 1st quarter of 2013, up from 0.4 percent in the last quarter of 2012. Sales of previously-owned houses increased three straight months [&hellip

Home Ownership Perks Home ownership has financial advantages. One of the biggest and most recognizable homeowner perk is the mortgage interest tax deduction. This supports home ownership with a tax advantage. Home ownership helps build community and a tax base. Read more at: https://housingsacramento.com/blog/real-estate/homeownership-benefits In addition, assuming the property meets the requirements, property taxes paid for the main resident home and a vacation home are deductible for income tax purposes. Also, as long the home owner occupied the house as a primary residence for two of the past five years, the capital gain up to $250,000 for an individual or [&hellip

  Four Ways to Holding Title in California Real Estate When More Than One Person Holds Title   Holding title in California real estate with more than one person has four main options: Joint Tenancy, Tenancy in Common, Community Property, and Community Property with Right of Survivorship. All have important issues that can make them just right for the situation or just wrong. Joint Tenancy Joint tenancy exists when two or more persons are joint and equal owners of the same undivided interest in real property. Joint tenancy requires four things:  1) The owners must acquire their interests at the [&hellip

Take control of your art   “The days of needing a record label, recording studio or managers are becoming more and more obsolete thanks to technology, audio recording equipment and social media,” says Joe Archie, a song writer and Grammy nominated music producer. Creating your own Sacramento home recording studio can give you control. When you want to record, how you want to sound and the pace of the project are all under your power. The ability to record a full album, and promote yourself is as simple as having the basic set up of a computer, microphone, head phones [&hellip

Sacramento home purchase ripples through all northern California’s economy The ripple effect is a fitting illustration for the impact of Sacramento home ownership on the economy. The positive benefits can be felt throughout the local economy and then reaching out through the whole economy. The result of California home ownership has a very large impact in each neighborhood, town, city, state and through-out the country. This is because home ownership creates jobs like remodeling, landscaping, lawn maintenance, and all the other industries that are connected with owning a home. California Association of Realtors found that each owner generates as much [&hellip

California’s real estate market is improving Sacramento’s real estate market is improving Real estate housing permits grew from last year’s according to The National Association of Home Builders (NAHB). The chart below shows how the different California communities are growing. There is some recent data that housing prices are also increasing. The Sacramento real estate market is a challenging place. It can be a struggle to find that right house because of the low inventory levels. When a house enters the market at a fair price, it is gone sometimes in just hours. Having the right real estate agent monitoring [&hellip

Sacramento’s Mortgage Application Site Fast Easy and Secure Fast, easy and secure; three words that describe ExpressRealEstateLoan.com, Housing Sacramento’s mortgage application site. ExpressRealEstateLoan.com is fast with two types of applications. Our short application is an easy and fast way to request a mortgage. The short form is only one page. You can get mortgage prequalified with the short form. The long form has more detail needed to complete the loan process. Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. This can be a very convenient way to [&hellip

Home ownership benefits the owners and community The improvement to the society because of the home ownership drives its benefit from the improvement to the individual family or homeowner. In other words society benefits because the homeowner benefits. Just Google home ownership benefits and a whole host of studies ranging from Ivy League universities to real estate associations show the benefits of home ownership. In the info chart provided by the California Association of Realtors a small list of the benefits are shown. Home owners symbolize the promise of individual independence. Home ownership may not be as high an aspiration [&hellip

Short term mortgages offer a 3 to 1 benefit advantage The 30 year mortgage term is a staple of the real estate loan market. Short term mortgages present a three to one benefit advantage. What are the benefits? What is the drawback? Is a short term mortgage right for you? The first benefit of a short term mortgage is the number of payments. The traditional 30 year mortgage has 360 monthly payments. A 15 year mortgage by comparison has only 180 monthly payments. Just multiply the 30 year monthly payment by 360 and that number is the total cost of [&hellip