The Benefits of being pre-qualified for a home mortgage in the Sacramento real estate market. The Sacramento real estate market is a very competitive location to buy a home. The benefits of being pre-qualified for a home mortgage is you have a good idea where to look for a home. But first let’s look at the term pre-qualified. Pre-qualified for a mortgage means that loan specialist has taken a general look at your income and expenses and plugged them in to a debt-to-income ratio formula. Loan pre-qualification does not include an analysis of your credit report or an in-depth look [&hellip

Home Staging for the Sacramento real estate market Home staging is the process of preparing a house prior putting to going up for sale in the Sacramento real estate market. The goal of staging is to help sell the house swiftly and for the most money possible by making a property more appealing to the highest number of prospective buyers. Home staging emphasizes your house’s strengths, and downplays its weaknesses.  The most important thing you can do to prepare your home for sale is to get rid of clutter. Box up as much as you can and move it of [&hellip

8 things that can happen if you stop paying your mortgage What can happen if I stop paying my mortgage? Housing Sacramento has compiled a list of some of the outcomes of not paying your monthly mortgage. 1. Foreclosure is when the loan holder legally takes ownership of the house. 2. Deed in Lieu of Foreclosure: You voluntarily transfer your property title to the loan holder in exchange for cancellation of the remainder of your debt. 3. Loan modification: You and your loan servicer agree to permanently change one or more of the terms of the mortgage contract to make [&hellip

What are the key questions when looking for a home mortgage in Sacramento? What is the interest rate on the mortgage note? This is the interest rate at which you will borrow the money for your home loan. This is different than the annual percentage rate (APR). The APR includes the cost of getting the loan into its calculations the APR rate. Will I have to pay discount and or origination points? Many lenders charge prepaid mortgage interest points to lower your interest rate. Find out how many you’ll be expected to pay and if there are any other points [&hellip

How to price my house to sell in Sacramento? How to price to sell a house in the Sacramento keeps changing. The Standard way to get a market value of a home is usually defined as the price at which a given house, in its present condition, will sell in one to three months. The supply and demand houses in Sacramento plays a big part of the pricing of your home. Some houses are on the market for a day others for over six months. Pricing is part art and part science, and no two real estate agents price properties [&hellip

Why Real Estate? You heard of the guy who likes the business so much he brought it. Well I hated mine and my family’s real estate experience so much I felt a mission to start one. I thought there must be a better way to offer real estate service with compassion and fair prices without all the stress. I wanted a professional real estate service that could communicate clearly the complexities of the real estate transaction. We wanted to be heard. We wanted to be told what was happening. We wanted to understand the why’s and how’s. In the end [&hellip