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Sacramento Housing Numbers 0

Posted on 9, August 2013

in Category News, Real Estate

  Sacramento Housing Numbers August 2013   Charts are good for showing the mind what the numbers are showing. The chart of number of homes for sale and homes that sold reveals the upward trend in a very choppy way. The last few months are showing a strong upward direction. The number of houses for sale took a big jump, which should mean a bigger selection of houses? But if you are in the real estate market, you know that does not mean it is the type of house you are looking for.   The months of inventory chart shows [&hellip

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First time home buyers determine how much debt in California 0

Posted on 26, July 2013

in Category Home, Loans, Mortgage, Qualifying, Real Estate

  First time home buyers: Determine how much debt can you afford   Take a realistic look at how much future income you anticipate to have and how many expenses you expect to incur. Remember, the lender will tell you how much you are qualified to borrow, not necessarily how much you can afford. Only you know how much you can comfortably handle, what your other expenses are, how much you need to save and what kind of lifestyle you wish to maintain. Lenders use the monthly payment on a property to determine a borrower’s qualifications. The payment includes principal, [&hellip

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