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Currently Browsing : First time home buyers

Five tax opportunities for homeowners 0

Posted on 30, November 2015

in Category Home, Investment Real Estate, Loans, Mortgage, News, Real Estate

Five Tax Opportunities for Homeowners   Owning your own home has many advantages. Some of the benefits of home ownership is financial. Here are five tax opportunities for homeowners. Note with any tax information talk to your tax experts to evaluate how it will impact your personal tax situation. Mortgage Interest Deduction: This has long been one of the most valuable deductions for homeowners, especially with a new mortgage where the payments consist of mostly interest. Home Improvement Loan Interest: The same way your mortgage interest is deductible, so can be the interest on a home improvement loan. Consult your [&hellip

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Creating Property Value with Income 0

Posted on 24, November 2015

in Category Home, Housing, Investment Real Estate, News, Real Estate

Creating Property Value with Income     Wealth creation is one of the important features of real estate. For most Americans the biggest asset they have is their home. High value homes cost a ton of money to own. Taxes, utilities, maintenance and many more money draining features of a home can create a cash flow losing asset. The rarest of real estate is a positive cash flow home. How to find one can produce a powerful personal asset. The scarcest of properties can be a home and income producing real estate. An example of this is the property in [&hellip

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5 ways to enhance your credit 0

Posted on 20, November 2015

in Category Loans, Mortgage

5 Ways to Enhance Your Credit   Checking your credit report and credit rating is vital, especially if you’re considering purchasing a home. Here are five tips for enhancing your credit. It’s not about quick fixes, but responsible financial activity over time. 1. Get a credit card: Credit cards can build good credit. This may seem counter-intuitive, but let me explain. When used correctly, a credit card can be an effective tool for building credit. Charge a few budget-conscious purchases each month, and pay the balance off before your due date. 2. Keep your balance low: This is the other [&hellip

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First time homebuyer infographic 0

Posted on 1, August 2015

in Category Loans, Mortgage, News, Real Estate

First Time Homebuyer Infographic   This first time homebuyer infographic is a visual shorthand for the steps to secure the mortgage to buy the 1st home. The home loan process is presented quickly and clearly. It will illustrate the process but for more information check out Sacramento Housing Magazine first time home buyer resource. The first-time homebuyer has a thrilling journey ahead. The applying for the first mortgage loan and navigating a complex housing market can be intimidating. The old saying knowledge is power can all so state knowledge gives understanding. And understanding the home buying process for the first [&hellip

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Arden Park Home for sale 1

Posted on 11, June 2015

in Category Carmichael, Home, Real Estate

Arden Park home for sale Coffee Real Estate

Arden Park Home for Sale   3 master suites, pool, Large home, great neighborhood and so much more Possible MultiGenerational home   This attractive Arden Park Vista home has three master bedroom suites. There are 6 bedrooms in total. A great floor-plan, near public transportation, excellent schools and shopping is part of this area’s charm and value. There are 4 bathrooms. The back yard has a pool and plenty of space to play.     This house will make a first class multigenerational home. The mix of public and private space makes for an idea multi-generational home. This Arden Park [&hellip

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multigenerational home property and family 0

Posted on 10, March 2015

in Category Home, Housing, News, Real Estate

What is a multigenerational family?   What is a multigenerational home?       These are two important questions. First a multigenerational home is designed to meet the needs of multigenerational families. Multigenerational families have unique requirements for public and private space within a home. One common feature is the desire for multiple master suites. What is a multigenerational family?   Multi-generational families are defined by the U.S. Census Bureau as those consisting of more than two generations living under the same roof. Multigenerational Households come in all shapes and sizes. Naming the type of multigenerational household is not as [&hellip

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multigenerational property checklist 1

Posted on 5, March 2015

in Category Home, Housing, Real Estate

What makes a property multigenerational?   What makes a multigenerational property? The short answer is people’s needs. No one property design fits all multigenerational property wants or needs. This blog deals with many of the common features of a multigenerational property. Communication is the keys to successful multigenerational living. Getting a feel of what features are available, then discussing them is an example of open, up front communication that can save a lot of time when looking for a new home. One example is maybe Mom and Dad did not share how important it is to have an en suite [&hellip

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5 Steps To Improve Your Credit Score 0

Posted on 25, February 2015

in Category Loans, Mortgage, Qualifying

5 Steps To Improve Your Credit Score By Pam Standlee   1.      Check Your Credit Report: Credit repair begins with your credit report. You can request a free copy of your credit report(s) by going to (the only official site): www.AnnualCreditReport.com.  Your credit report contains the data used to calculate your score and it may contain errors. If you find errors on any of your reports, dispute them (in writing) with the credit bureau and the creditor that is reporting the error.   2.      Errors to Look For/Dispute Include: Account not mine, wasn’t late, duplicate account, incorrect balance, past due [&hellip

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Real Estate Concierge 0

Posted on 23, October 2014

in Category News, Real Estate, Stories

Is There a Concierge In Your Future?   by Danetta Kwasny   You may have seen one at the airport or maybe in a hospital or, more than likely, at your favorite hotel. Regardless of where you’ve seen a concierge, their mission is usually the same: help you get done what needs to get done quickly and easily. And when it comes to buying or selling your home, a personal concierge is a lifesaver, stress reducer, and superhero all rolled into one.   Home Buying and Selling Made Easy    Here are some of the things a personal concierge can help [&hellip

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Coffee Real Estate 0

Posted on 8, August 2014

in Category Home, Horse property, Investment Real Estate, News, Real Estate, Selling property

Coffee Real Estate   Coffee Real Estate agency is creating California’s most consumer friendly realty.   Coffee Real Estate endeavor to provide home sellers with the most comprehensive options when selling their property. Coffee Real Estate empowers the home seller with options. Options are sometime complicated. But the heart and soul of Coffee Real Estate commissions are to satisfy the home seller with how much they want to pay to sell their property with the services that match. A Coffee Real Estate agent can share the options with a home seller to see which options they prefer. The first option [&hellip

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