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What is Your Home Worth 0

Posted on 22, September 2016

in Category Real Estate

What is Your Home Worth?       Maybe you’re thinking of selling, maybe you’re thinking of refinancing, or maybe you’re just curious about the market. But the question is, “What is your home worth?” Such a simple question should be returned with a simple answer, right? Well unfortunately, determining the value of your home–or any home for that matter–can be a tricky process. You can go online and nowadays there are endless websites that will promise you a fast answer with fancy charts and graphs. As tempting as it may be to trust this information, be wary of letting [&hellip

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The MLS 0

Posted on 12, May 2016

in Category Home, News, Real Estate, Selling property

Homes for Sale The MLS is were they are found!   The acronym MLS is short for the Multiple Listing Service. The Multiple Listing Service is where most homes for sale are found. The MLS is a database of properties available for sale and represented by a real estate agent. The Multiple Listing Service in northern California area including Sacramento is MetroList. Each area has a different name for their MLS.   The MLS is the most important tool for people looking to buy a home. The Multiple Listing Service has the most up to date list of properties for [&hellip

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Foreclosure vs Short Sale impacts Credit Score 0

Posted on 7, April 2015

in Category Loans, Mortgage, News, Qualifying, Real Estate

Foreclosure -vs- Short Sale and the affect it has on your Credit Score   Pam Standlee owner of Credit Come Back shares this blog about the impact of foreclosure versus short sale and the affect on the individual’s credit score. The common alternatives to foreclosure, such as short sales, and deeds-in-lieu of foreclosure are all “not paid as agreed” accounts, and considered the same by the scoring models. This is not to say that these may not be better options for you from a financial perspective, just that they will be considered no better or worse for your credit score. The [&hellip

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Solving distressed home owner problems 0

Posted on 30, October 2013

in Category Investment Real Estate, Mortgage, News, Real Estate, Selling property

“Show me the Money” Solving distressed home owners’ problems     I was introduced to Mary (not real name) at a very difficult point in her life. One major problem she had was her house was severely damaged and left abandon by a family member. She was unable to pay the mortgage for many months and the lender started foreclosures proceedings. I took on the project property to hopefully do a short sale before it was sold at foreclosure. When I inspected the house and did market research of real estate values I thought I could sell the house to [&hellip

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property listing expired 0

Posted on 17, September 2013

in Category Home, Investment Real Estate, News, Real Estate, Selling property

    Your House Listing Has Expired!   What are the dangers and opportunities?   Once a listing agreement with an agent expires, that agent is no longer responsible for selling the property.  The homeowners have the option of using the same agent again, getting a new agent, or trying to sell it themselves.  Even if you don’t keep the old agent, your ties to the old agent are not completely severed.   In most listing contracts, there is a section that says the old agent will be the one to earn the commission if a buyer that he attracted [&hellip

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Mello-Roos property tax California 0

Posted on 11, September 2013

in Category Communities, Home, Investment Real Estate, Loans, Mortgage, News, Qualifying, Real Estate

    California Mello-Roos Property Tax   Mello-Roos was signed into law in 1982 as a way to gain funding for new communities after Proposition 13 inhibited the raising of property taxes in California.  Though it isn’t technically a property tax, it is an additional tax that is applied to properties in newly developed areas.  The money is used to build the necessary facilities, utilities, roads, and the like for new towns.  This keeps the cost of development for the new town on the shoulders of the persons living there.   Because Mello-Roos is independent of the property tax that [&hellip

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Kyle Darrow real estate 0

Posted on 26, June 2013

in Category Home, News, Real Estate

Housing Sacramento Magazine  Kyle Darrow   Kyle Darrow CEO of CLA Reality and California Loan Associates share his insight into real estate.   As a real estate professional, you’ve handled transactions across northern California’s post real estate bubble, how do you see the real estate market going forward? Inventory is extremely low right now, but so are interest rates.  This creates a unique situation that is supporting housing prices and even causing them to increase.  Many homes are selling in 30 days or less, and Sacramento is in the top ranks for properties getting offers within 24 hours of coming [&hellip

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Sacramento and Foothills the real estate solution 0

Posted on 21, February 2013

in Category Communities, Home, Loans, Mortgage, Real Estate, Selling property

CLA Realty Sacramento real estate and mortgage HousingSacramento.com

Coffee Real Estate –Sacramento & Foothills the real estate solution   You heard of the guy who likes the business so much he brought it. Well I hated mine and my family’s real estate experiences so much I felt a mission to start one. I thought there must be a better way to offer real estate service with compassion and fair prices without all the stress. I wanted a professional real estate service that could communicate clearly the complexities of the real estate transaction. For that reason I started Coffee Real Estate –Sacramento & Foothills with the mission to serve [&hellip

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Why Short Sale a house in Sacramento 0

Posted on 6, February 2013

in Category Loans, Mortgage, Qualifying, Real Estate, Selling property

  Why Short Sale a house in Sacramento? Selling a house with a short sale in Sacramento is no easy thing. There are many questions. But are there any benefits to short selling a house? Debt Forgiveness is one of the biggest benefits of a short sale. If the short sale is approved then loan balance usually has the remaining debt forgiven. This amount of debt forgiveness could be a few thousand dollars or over a hundred thousand dollars. The credit impact of a short sale is much less than a foreclosure. If you are current, the effect to your [&hellip

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