916 481 8106

Currently Browsing : Real Estate

buy or rent in Sacramento 0

Posted on 16, February 2013

in Category Home, Real Estate

Should I buy or rent in Sacramento?   The question should I buy or rent in Sacramento is a personal one. What is right for you is right. It is that simple. The hard part is getting all the good information to decide what is right for you to buy a Sacramento house or rent. The advantages of renting have a common theme of risk.  First, only a reasonably small expenditure of money is required to rent, usually the first and last months’ rents and a security deposit. The risk is less in renting because your initial outlay is limited. [&hellip

Read More

Making Sacramento house into a family home 0

Posted on 15, February 2013

in Category Home, Real Estate, Selling property

Make over a typical Sacramento house into a family home   Moving into a new Sacramento house and making it into a home can be daunting. In a new article in Housing Sacramento Magazine, Christina Walker shared how to make a house a home. Here are some highlights. Making a house a home is equal parts personalization and actually using and enjoying your new space. Personalize your houses with fresh paint.  Paint is the cheapest way to renovate or redesign a room. Add personality by finding a way to display some of your collection in every major living area. They [&hellip

Read More

The four important ingredients of Real Estate Value 0

Posted on 9, February 2013

in Category Real Estate

The four important ingredients of Real Estate Value    Like baking a cake, if you don’t have the right ingredients you don’t have a cake. The four important ingredients of Real Estate Value must be present to understand the value of the property.  The four ingredients or elements of real estate value that must be present are utility, scarcity, demand, and transferability. The utility of the property refers to its usefulness. The more useful a property is, the greater its potential value. Utility can be general like a standard house or specialize like a purposive built structure. The advantage of [&hellip

Read More

Why Short Sale a house in Sacramento 0

Posted on 6, February 2013

in Category Loans, Mortgage, Qualifying, Real Estate, Selling property

  Why Short Sale a house in Sacramento? Selling a house with a short sale in Sacramento is no easy thing. There are many questions. But are there any benefits to short selling a house? Debt Forgiveness is one of the biggest benefits of a short sale. If the short sale is approved then loan balance usually has the remaining debt forgiven. This amount of debt forgiveness could be a few thousand dollars or over a hundred thousand dollars. The credit impact of a short sale is much less than a foreclosure. If you are current, the effect to your [&hellip

Read More

Benefits of pre-qualified home mortgage Sacramento real estate 2

Posted on 31, January 2013

in Category Loans, Mortgage, Qualifying, Real Estate

Thinking about mortgage application in park

  The Benefits of being pre-qualified for a home mortgage in the Sacramento real estate market. The Sacramento real estate market is a very competitive location to buy a home. The benefits of being pre-qualified for a home mortgage is you have a good idea where to look for a home. But first let’s look at the term pre-qualified. Pre-qualified for a mortgage means that loan specialist has taken a general look at your income and expenses and plugged them in to a debt-to-income ratio formula. Loan pre-qualification does not include an analysis of your credit report or an in-depth [&hellip

Read More

Home Staging for the Sacramento real estate market 0

Posted on 30, January 2013

in Category Real Estate, Selling property

  Home Staging for the Sacramento real estate market   Home staging is the process of preparing a house prior putting to going up for sale in the Sacramento real estate market. The goal of staging is to help sell the house swiftly and for the most money possible by making a property more appealing to the highest number of prospective buyers. Home staging emphasizes your house’s strengths, and downplays its weaknesses.  The most important thing you can do to prepare your home for sale is to get rid of clutter. Box up as much as you can and move [&hellip

Read More

8 things that can happen if you stop paying your mortgage 0

Posted on 26, January 2013

in Category Loans, Mortgage

8 things that can happen if you stop paying your mortgage   What can happen if I stop paying my mortgage? Housing Sacramento has compiled a list of some of the outcomes of not paying your monthly mortgage. 1. Foreclosure is when the loan holder legally takes ownership of the house. 2. Deed in Lieu of Foreclosure: You voluntarily transfer your property title to the loan holder in exchange for cancellation of the remainder of your debt. 3. Loan modification: You and your loan servicer agree to permanently change one or more of the terms of the mortgage contract to [&hellip

Read More

key questions when looking for a home mortgage in Sacramento 0

Posted on 25, January 2013

in Category Loans, Mortgage, Qualifying, Real Estate

What are the key questions when looking for a home mortgage in Sacramento? What is the interest rate on the mortgage note? This is the interest rate at which you will borrow the money for your home loan. This is different than the annual percentage rate (APR). The APR includes the cost of getting the loan into its calculations the APR rate. Will I have to pay discount and or origination points? Many lenders charge prepaid mortgage interest points to lower your interest rate. Find out how many you’ll be expected to pay and if there are any other points [&hellip

Read More

How to price my house to sell in Sacramento? 0

Posted on 24, January 2013

in Category Carmichael, Communities, Real Estate, Roseville, Selling property

How to price to sell a house in the Sacramento keeps changing. The Standard way to get a market value of a home is usually defined as the price at which a given house, in its present condition, will sell in one to three months. The supply and demand houses in Sacramento plays a big part of the pricing of your home. Some houses are on the market for a day others for over six months. Pricing is part art and part science, and no two real estate agents price properties the same way. One way is to price low [&hellip

Read More

Why Real Estate? 0

Posted on 17, January 2013

in Category Carmichael, Communities, Real Estate, Roseville

You heard of the guy who likes the business so much he brought it. Well I hated mine and my family’s real estate experience so much I felt a mission to start one. I thought there must be a better way to offer real estate service with compassion and fair prices without all the stress. I wanted a professional real estate service that could communicate clearly the complexities of the real estate transaction. We wanted to be heard. We wanted to be told what was happening. We wanted to understand the why’s and how’s. In the end we wanted to [&hellip

Read More